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Using CDARS, Gateway State Bank can provide customers with CDs in excess of the current FDIC limits access to additional insurance coverage by distributing customer funds among other FDIC-insured banks. All of this can be accomplished through one portfolio at Gateway State Bank and without sharing confidential information with other banks.

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At times, we may provide links to sites outside the control of our bank. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information.
Deposit and loan products offered by Gateway State Bank, Member FDIC, Equal Housing Lender.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURACE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS. All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010, through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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