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Reward Checking

Free Checking

Regular Checking

New Outlooks Club

NOW & SUPER NOW

Hi-Fi Money Market Account

Minimum Balance

No minimum balance requirement

No minimum balance requirement

(a) $100 daily minimum


(b) $500 daily minimum

No minimum balance requirement

NOW $500.00 minimum balance


SUPER NOW $1,000.00 minimum balance

$1,000.00
minimum balance

Transactions

Unlimited debits

Unlimited debits

(a) 30 free debits $.10 after limit

If balance below $100,
20 free debits $.10 after limit

(b) unlimited debits

20 free debits / .25 per debit after limit

Federal regulations limit pre-authorized, electronic, or telephone withdrawals to 6 per month.

An excess debit fee of $10 per item will be charged when you exceed your allowed debits.

Requirements

Minimum initial deposit - $100

Must have a direct deposit or ACH transaction

Make at least 10 check card transactions (excluding ATM transactions), and receive e-statements.

Minimum initial deposit - $50

Minimum initial deposit - $100

Minimum initial deposit - $50
  • NOW -Minimum initial deposit $100.00

    • SUPER NOW-Minimum initial deposit
    $1,000.00

    Minimum initial deposit
    $1,000.00

    Interest

    Premium rate is paid on a two tier basis: $0 to $25,000 and $25,000.01 and over, if requirements are met

     

     

    Competitive variable interest rate on all account balances. Interest compounded and credited to your account monthly.

    Variable interest rate computed on daily collected balance

    Fees

    No monthly fees

    No monthly service charge

    No monthly service charge

    ($6 per month if balance requirements are not met)

    * Waived for customers 62 and older and non-profit organizations

    $5.00 -single

    $7.00 - family

    No monthly service charge

    NOW -$8.00 monthly fee if balance requirements are not met

    SUPER NOW -$8.00 monthly fee if balance requirements are not met

     

     

    Benefits

    No fee ATMs nationwide if requirements are met

    FREE online banking and bill pay

    FREE Check Card

     

    Easy to read monthly statement

    Easy to read monthly statement and free check images

     

    Easy to read monthly statement and free check images

    Free Special Grey Wallet Checks - $5.00 credit given if duplicate or vanity checks are ordered

    50% off safe deposit box rental

    No charge for money orders and travelers checks

    Club Program Benefits packet

     

     

     

     

    Variable interest rate computed on the daily collected balance
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    To earn premium rate*, you must have:

    • One Direct Deposit or ACH Auto Debit posted to your account per Qualification Cycle
    • Receive Your Monthly Statement Electronically
    • At Least 10 Check Card Transactions posted to your account per Qualification Cycle (Excluding ATM Transactions)

    Account also offers:

    • Free Check Card
    • Free ATMs Nationwide**
    • Free Online Banking and Bill Pay
    • No Minimum Balance Requirements or Monthly Fees
    • Unlimited transactions

    When requirements are not met:

    • Interest is Earned at the Base Rate on Entire Balance

    Account continues to offer:

    • Free Check Card
    • Free Online Banking and Bill Pay
    • No Minimum Balance Requirements or Monthly Fees
    • Unlimited Transactions

    * Premium rate is paid on a two tier basis:

    • $.01 to $25,000
    • $25,000 and over

    **ATM fees are refunded on the last day of the qualification cycle when all requirements are met.

    free_checking
    A no cost, non-interest bearing checking account.

    • No Minimum Balance & No Service Fees
    • Unlimited Debits
    • Easy to Read Monthly Statement
    • $50.00 Deposit Required to Open Account
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    • 500.00 Minimum Balance – No Monthly Fee – Unlimited Debits
    • $100.00 Minimum Balance to Avoid $6.00 Monthly Fee – Includes 30 Debits / .10 per Debit After Limit.
    • Balance Below $100.00 - $6.00 Monthly Fee – Includes 20 Free Debits / .10 per Debit After Limit.
    • Easy to Read Monthly Statement With Images of Your Checks Included at No Additional Charge.
    • Account Fees Waived for Customer 62 Years of Age and Older and Non-Profit Organizations.
    • $100.00 Deposit Required to Open Account
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    • Competitive variable interest rate on all account balances. Interest compounded and credited to your account monthly.
      SUPER NOW has a tiered interest rate. (Ask for a current rate sheet)
    • NOW $500.00 Minimum Balance to Avoid a $8.00 Monthly Fee
    • SUPER NOW $1,000.00 Minimum Balance to Avoid a $8.00 Monthly Fee
    • 20 Free Debits / .25 per Debit After Limit
    • $500.00 Deposit Required to Open Now
    • $1,000.00 Deposit Required to Open Super Now


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    • Variable Interest Rate Computed on the Daily Collected Balances
    • No Monthly Fee with a $1,000.00 Minimum Daily Balance, an $8.00 Monthly Maintenance Fee if Balance Requirements Are Not Met
    • Minimum Initial Deposit - $1,000.00
    • An Excess Debit Fee of $10 per Item Will Be Charged When You Exceed Your Allowed Debits

    Federal regulations limit preauthorized, electronic or telephone withdrawals to six per month.


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    new_outlooks_club

    • No Minimum Balance
    • $5.00 Monthly Fee – Single
    • $7.00 Monthly Fee - Family
    • Free Special Grey Wallet Checks - $5.00 Credit Given If Duplicate or Vanity Checks Are Ordered
    • 50% Off Safe Deposit Box Rental
    • No Charge For Money Orders and Travelers Checks
    • Easy To Read Monthly Statement with Check Images Included at No Additional Charge.
    • Club Program Benefits Packet
    • $50.00 Deposit Required to Open Account