Checking

Reward Checking

Free Checking

Regular Checking

NOW & SUPER NOW

Hi-Fi Money Market Account

Minimum Balance

No minimum balance requirement

No minimum balance requirement

(a) $100 daily minimum balance

(b) $500 daily minimum balance

NOW $500.00 minimum balance

SUPER NOW $1,000.00 minimum balance

$1,000.00
minimum balance

Transactions

Unlimited transactions

Unlimited transactions

(a) 30 free debits $.10 after limit

If balance below $100,
20 free debits $.10 after limit

(b) unlimited debits

20 free debits / .25 per debit after limit

Federal regulations limit checks or pre-authorized, electronic, or telephone withdrawals to 6 per month.

An excess debit fee of $10 per item will be charged when you exceed your allowed debits.

Requirements

Minimum initial deposit - $100

Must have a direct deposit or ACH transaction

Make at least 10 check card transactions (excluding ATM transactions), and receive e-statements.***

Minimum initial deposit - $50

Minimum initial deposit - $100

NOW -Minimum initial deposit $100.00

SUPER NOW-Minimum initial deposit
$1,000.00

Minimum initial deposit
$1,000.00

Interest

Premium rate is paid on a two tier basis: $.01 to $25,000 and $25,000.01 and over, if requirements are met

Competitive variable interest rate on all account balances. Interest compounded and credited to your account monthly.

Variable interest rate computed on daily collected balance

Fees

No monthly fee

No monthly fee

No monthly fee

($6 monthly fee if balance requirements are not met)

* Waived for customers 62 and older and non-profit organizations

No monthly fee

NOW -$8.00 monthly fee if balance requirements are not met

SUPER NOW -$8.00 monthly fee if balance requirements are not met

Benefits

ATM fees refunded 
nationwide when requirements are met

FREE online banking and bill pay

FREE Check Card

Easy to read monthly statement

Easy to read monthly statement and free check images

Variable interest rate computed on the daily collected balance

To earn premium rate*, we ask you to:

• One Direct Deposit or ACH Auto Debit posted and settled to your account per Qualification Cycle
• Receive Your Monthly Statement Electronically
• At Least 10 Check Card Transactions posted and settled to your account per Qualification Cycle (Excluding ATM Transactions)

Account also offers:

• Free Check Card
• ATM Fees Refunded Nationwide**
• Free Online Banking and Bill Pay
• No Minimum Balance Requirements or Monthly Fees
• Unlimited transactions

When requirements are not met:

• Interest is Earned at the Base Rate on Entire Balance

Account continues to offer:

• Free Check Card
• Free Online Banking and Bill Pay
• No Minimum Balance Requirements or Monthly Fees
• Unlimited Transactions

* Premium rate is paid on a two tier basis:

• $.01 to $25,000
• $25,000.01 and over

**ATM fees are refunded on the last day of the qualification cycle when all requirements are met.  ATM receipt must be presented for reimbursement of any individual ATM fee of $5 or higher.

***Qualifying transactions must post and settle to the account during the monthly qualification cycle.  Transactions may take one or more business days from the transaction date to post and settle to an account from the date the transaction is made.  Intra-bank transfers do not count as qualifying ACH transacations.  The qualification cycle is the period beginning one day prior to the current statement through one day prior to the close of the current statement.

A no cost, non-interest bearing checking account.

• No Minimum Balance & No Monthly Fees
• Unlimited Debits
• Easy to Read Monthly Statement

• Competitive variable interest rate on all account balances. Interest compounded and credited to your account monthly.
  SUPER NOW has a tiered interest rate. (Ask for a current rate sheet)
• NOW $500.00 Minimum Balance to Avoid a $8.00 Monthly Fee
• SUPER NOW $1,000.00 Minimum Balance to Avoid a $8.00 Monthly Fee
• 20 Free Debits / .25 per Debit After Limit
• $500.00 Deposit Required to Open Now
• $1,000.00 Deposit Required to Open Super Now

• Variable Interest Rate Computed on the Daily Collected Balances
• No Monthly Fee with a $1,000.00 Minimum Daily Balance, an $8.00 Monthly Maintenance Fee if Balance Requirements Are Not Met
• Minimum Initial Deposit - $1,000.00
• An Excess Debit Fee of $10 per Item Will Be Charged When You Exceed Your Allowed Debits

Federal regulations limit checks or preauthorized, electronic or telephone withdrawals to six per month.

Click Here for Details

• $500.00 Minimum Balance – No Monthly Fee – Unlimited Debits
• $100.00 Minimum Balance to Avoid $6.00 Monthly Fee – Includes 30 Debits / .10 per Debit After Limit.
• Balance Below $100.00 - $6.00 Monthly Fee – Includes 20 Free Debits / .10 per Debit After Limit.
• Easy to Read Monthly Statement With Images of Your Checks Included at No Additional Charge.
• Account Fees Waived for Customer 62 Years of Age and Older and Non-Profit Organizations.
• $100.00 Deposit Required to Open Account