Please fill out the fields in the form below. One of our representatives will contact you within one business day. In order to finalize this process you will be asked to present your photo ID, sign all necessary documents and fund the account in person at the branch you select below.

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Personal Information

Primary Account Holder

The Clue and Password will be used to verify your identity. Think of it as a question and answer. Example: Clue - Who was my favorite teacher? Password - Mrs. Jones


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

All banks acting under Ohnward Bancshares, Inc. reserve the right to use the above information to obtain verifications of identity and background before opening any accounts. We may also access information about you from a consumer reporting agency, such as a credit report or ChexSystems, before opening any account. By submitting this form, you grant full permissions to do so.

This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.
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Gateway State Bank and First Central State Bank have shared common ownership for over 20 years. Now, the banks have combined, with Gateway adopting the First Central State Bank name. Thank you for trusting Gateway State Bank and we look forward to helping you achieve your financial goals at First Central State Bank.

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For assistance Contact Us at 888.242.4282

Pay It Ohnward

We commend our employees for sharing their hearts, time and compassion with our neighbors, family, friends,
and customers. Total overall Pay it Ohnward contributions will top $28,000 this year alone!